FAQ

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Here are some of our most asked questions, answered below:

What is a private clients insurance quote?

A private clients insurance quote is estimated based on complex insurance requirements for individuals with high value and luxury assets. Arkwright provides bespoke insurance protection for luxury homes, supercars, fine art, jewellery, collections, and other valuables.

How do I get a private clients insurance quote?

With Arkwright, obtaining a quote is simple. our specialist advisers will review your assets, lifestyle, and insurance requirements before offering  bespoke solutions tailored to provide you with comprehensive protection and peace of mind.

Why are private client insurance quotes different from standard insurance quotes?

Private client insurance quotes are specifically designed for high value assets and luxury lifestyles. We offer enhanced levels of cover for your unique investments unlike standard insurance policies.

What factors affect private client insurance quotes?

Private client insurance quotes are influenced by many factors, such as, value, location, security measures, claims history, and the level of cover needed. This information helps to ensure the level of protection offered is tailored to your individual needs.

Is it necessary to use a broker for private client insurance quotes?

An experienced adviser can be very beneficial to help you access bespoke solutions, and expert guidance. A specialist broker can help you to secure competitive levels of cover to reflect your individual requirements.

What types of cover are typically included in private client insurance quotes?

At Arkwright, our private client insurance is tailored to protect luxury homes, fine art, jewellery, classic vehicles, yachts and other valuable assets and investments. Our comprehensive levels of cover are tailored to your individual needs.

How long does it take to receive a private clients insurance quote?

This can depend on the complexity of your insurance requirements. In most cases, we can work with you and provide an initial quotation within a few days. However, for more complex circumstances and detailed arrangements, these can require additional assessment, meaning a longer timeline.

Can I compare multiple private client insurance quotes?

Absolutely! Our expert team help you to compare quotes to ensure you receive the most suitable level of protection for your requirements. A specialist broker can help review your options to find you the best policy suited to you.

Are private client insurance quotes more expensive than standard insurance?

Private client insurance is not like standard insurance solutions. The premiums are often higher due to specialised nature and high value of the assets and investments being insured. However, private client policies can offer you better levels of cover and a more bespoke service than standard insurance policies.

What information is needed to obtain a private clients insurance quote?

You initially will be asked to provide details regarding the assets or investments you are looking to protect. Providing information such as property valuation, asset inventories, security measures and other relevant information will help enable us to provide a more comprehensive assessment of your needs and requirements.

Ferrari Insurance

What is Ferrari insurance and why is it important?

 Ferrari insurance offers specialised protection for high-value vehicles like Ferraris, covering theft, accidents, and damage. It ensures financial security and preserves the car’s value in case of unexpected incidents.

How much does Ferrari insurance cost?

Ferrari insurance is typically expensive because of the car’s high value, speed, and costly repairs. Premiums depend on location, driving record, vehicle model, and specific coverage options selected.

Does Ferrari insurance cover track day events?

Most standard policies don’t cover track use, but some insurers provide optional track day coverage to protect your Ferrari during non-competitive driving on approved racing circuits.

What is agreed value coverage in Ferrari insurance?

Agreed value coverage ensures you and the insurer settle on your car’s value in advance. If a total loss occurs, that amount is paid without depreciation.

Are modifications covered under Ferrari insurance?

Yes — many Ferrari insurance providers cover declared modifications, including performance upgrades and custom parts, as long as these are documented and approved when setting up the policy.

Lamborghini Insurance

Why is Lamborghini insurance essential?

Insurance for a Lamborghini provides essential protection for an extremely valuable and high-performance vehicle, ensuring coverage against costly accidents, theft, or damages tailored for luxury vehicle owners.

Is Lamborghini insurance more expensive than other supercar insurance?

 Yes, Lamborghini insurance tends to be costly because of the vehicle’s high market value, speed, and expensive maintenance, repairs, and parts, requiring specialised coverage options.

What coverage options are included in Lamborghini insurance?

 Lamborghini insurance usually includes comprehensive collision, theft, liability, agreed value protection, roadside assistance, and optional track day coverage for additional peace of mind.

Can Lamborghini insurance cover international travel?

Many insurance providers offer international or European travel coverage as an add-on, ensuring your Lamborghini stays protected while driving outside your home country.

What factors affect Lamborghini insurance premiums?

Premium rates depend on factors like model type, driver’s age, driving history, usage type, security features, vehicle modifications, storage conditions, and annual mileage limits.

Aston Martin Insurance

What makes Aston Martin insurance different from regular auto insurance?

Aston Martin insurance is tailored for luxury, high-performance cars, offering customized coverage to address the high value, repair costs, and specific driving needs of Aston Martin owners.

Does Aston Martin insurance cover collectibles and limited editions?

Yes, specialist insurers often offer agreed value and limited edition coverage for collectible Aston Martins, ensuring proper protection based on their unique market value.

How is the value of an Aston Martin determined for insurance?

Insurers typically rely on agreed value, market research, and vehicle appraisals to accurately determine an Aston Martin’s insurance value for appropriate financial protection.

What’s included in Aston Martin insurance policies?

Policies usually include comprehensive, collision, theft, liability, roadside assistance, worldwide coverage options, and specialist repairs using Aston Martin-certified parts and technicians.

Is Aston Martin insurance required by law?

Yes, like any vehicle, minimum legal insurance is mandatory. However, luxury vehicle owners should consider premium coverage options to match the car’s true value.

Bentley Insurance

What does Bentley insurance cover?

Bentley insurance provides protection for theft, accident damage, liability claims, breakdown assistance, and agreed value, with options for parts replacement using genuine Bentley components.

How are Bentley insurance premiums calculated?

Premiums are based on factors such as model, age, mileage, value, modifications, usage type, driving history, storage security, and optional coverage like roadside assistance or track use.

Are classic Bentleys covered under standard Bentley insurance?

Classic Bentleys usually require a specialised classic car insurance policy with limited mileage, agreed value, and restoration cost coverage for maximum protection.

Is roadside assistance included in Bentley insurance?

Many Bentley insurance providers include luxury roadside assistance services such as specialist towing, on-site repairs, and breakdown services tailored for high-end vehicles.

Does Bentley insurance offer worldwide coverage?

Yes, several providers offer worldwide or European travel coverage options, protecting your Bentley when driving overseas, though additional premiums may apply.

Porsche Insurance

What is included in Porsche insurance?

 Porsche insurance typically covers comprehensive damage, collision, theft, liability, and agreed value, often including options for roadside assistance and genuine Porsche parts replacements.

Is Porsche insurance more expensive than standard car insurance?

Yes — due to Porsche’s high performance, luxury status, and costly repairs, insurance premiums are generally higher than for regular vehicles, reflecting their increased risks.

Does Porsche insurance cover track day use?

Most regular policies exclude track use, but specialist insurers offer optional track day coverage to protect your Porsche during non-competitive, organized driving events.

What factors affect Porsche insurance premiums?

Premium costs are influenced by the Porsche model, age, driver history, location, annual mileage, modifications, and desired coverage options, including extras like track protection.

Can I insure a vintage or classic Porsche?

Yes — specialist classic car insurers offer policies with agreed value coverage, limited mileage, and restoration protection, specifically tailored for vintage or collector Porsche models.

Range Rover Insurance

What does Range Rover insurance typically cover?

Range Rover insurance includes protection against accidents, theft, damage, and third-party liability, with optional services like roadside assistance, agreed value, and off-road coverage.

Is Range Rover insurance expensive?

Range Rovers tend to have higher insurance premiums due to their luxury features, high repair costs, valuable parts, and strong demand, especially in urban areas.

Are modifications covered under Range Rover insurance?

Yes — modifications can be covered if declared during the policy setup. This ensures upgraded parts or performance enhancements are protected in case of damage or theft.

Can I get off-road coverage for my Range Rover?

Yes — several insurers offer off-road coverage options, protecting your Range Rover against accidents or damage while driving on approved non-public off-road trails and areas.

What affects Range Rover insurance pricing?

Pricing is based on the vehicle’s value, model type, annual mileage, driver profile, modifications, parking security, usage type, and selected coverage levels, including extras.