Classic Car Insurance
Classic Car Insurance
Timeless Protection, Unmatched Elegance: Classic Car Insurance Mastery
Introducing Classic Car Insurance by Arkwright Private Clients, a bespoke offering for aficionados of automotive history. Our insurance is crafted to preserve the timeless beauty and unique characteristics of your vintage automobiles. Designed with a deep appreciation for classic cars, our coverage goes beyond the ordinary, ensuring that these cherished vehicles are protected with the reverence they deserve.
Classic car insurance in the UK offers unique benefits for owners of vintage vehicles.
Policies often provide agreed value coverage, meaning your car’s worth is agreed upon and protected in case of total loss. Additionally, some insurers offer limited mileage policies, which can result in lower premiums. These specialised coverages cater to the specific needs of classic car owners, making classic car insurance a valuable investment for protecting your prised vehicle.
Why You Need Arkwright Classic Car Insurance
Tailored Coverage
Classic car insurance typically offers agreed value coverage, which means you and the insurer agree on the car’s value upfront. This can be beneficial for owners of vintage vehicles, as it ensures they receive the full value if the car is total loss.
Comprehensive Protection
Supercars are more than just vehicles; they are a statement of passion and prestige. Our insurance provides comprehensive coverage, safeguarding your investment against any unforeseen events.
Specialised Expertise
Our team understands the intricacies of supercar ownership. With a wealth of knowledge and experience in the luxury automotive insurance sector, we offer specialised expertise to ensure that you receive the best advice and coverage for your classic vehicle.
Efficient Claims Processing
In the unfortunate event of a mishap, our efficient claims processing ensures a swift resolution. We understand the urgency in getting your supercar back on the road, and our team works diligently to streamline the claims process, minimizing downtime and inconvenience.
Cover for veteran, vintage, classic and modern classic cars
Are Classic Cars Cheaper to Insure?
Classic cars are often cheaper to insure due to their lower risk of theft and accidents. This is because these vehicles are typically driven less frequently and are well-maintained.
Agreed Value
Can be available
Breakdown Cover
Option to add breakdown insurance
Classic Car Club member discounts
Static Show Cover
Laid Up Cover Available
Uk Call Centres
Limited Mileage Discounts
Premiums as low as £80
We Insure all Classic Cars!
FAQ
What is Classic Car Insurance?
Classic Car Insurance is a specialised policy designed to protect vintage, antique, or collectible vehicles. It typically offers agreed value coverage, flexible usage limits, and coverage options tailored to classic car owners’ unique needs.
How is Classic Car Insurance different from regular car insurance?
Unlike regular car insurance, Classic Car Insurance usually covers the agreed value of your classic car, considers its collectible value, and provides special protection options like coverage during exhibitions, restorations, and limited driving.
What qualifies as a classic car for insurance?
The definition can vary by provider, but generally, a classic car is 20-30 years old, well-maintained, and often used for exhibitions, car shows, or occasional leisure driving — not daily commuting.
How is the value of a classic car determined for insurance?
Classic Car Insurance typically uses an agreed value approach, where you and your insurer agree on the car’s insured value upfront based on its condition, market demand, and appraisals, offering better protection than standard depreciation models.
Can I drive my classic car daily with Classic Car Insurance?
Most Classic Car Insurance policies limit daily use and are intended for occasional driving, shows, and exhibitions. Daily commuting may require a separate standard auto policy.
Is Classic Car Insurance more expensive than regular car insurance?
Surprisingly, Classic Car Insurance can be more affordable than regular insurance because these vehicles are driven less frequently, are well cared for, and are typically lower risk for insurers.
What does Classic Car Insurance typically cover?
Coverage often includes:
- Agreed value protection
- Spare parts coverage
- Roadside assistance
- Theft and vandalism
- Coverage during restoration
- Limited mileage options
How can I get a Classic Car Insurance quote?
You can get a Classic Car Insurance quote by contacting a specialised insurer, providing details about your vehicle, its value, intended usage, and storage details.